Picture this: You’re finally booking that dream trip to Bali, the airfare deals are incredible, and you’re ready to rack up those travel rewards on your Bank of America credit card. But wait, a question pops into your mind: “Do airline tickets even count as travel expenses for my Bank of America rewards?”
Let’s unpack this common query and explore how to maximize those Bank of America travel perks.
Understanding Bank of America Travel Rewards
Bank of America offers a variety of credit cards with attractive travel rewards programs. Some popular options include:
- Bank of America® Travel Rewards credit card: Earn unlimited 1.5x points on every purchase.
- Bank of America® Premium Rewards® credit card: Enjoy 2x points on travel and dining purchases and 1.5x points on everything else.
- Bank of America® Customized Cash Rewards credit card: Choose your own 3% cash back category, including travel.
Each card has its own specific terms and conditions, but generally, “travel” purchases encompass a broad range of expenses.
Do Airline Tickets Qualify?
The short answer is YES, in most cases, buying airline tickets does count as a travel expense for Bank of America rewards programs. This means you’ll typically earn those valuable bonus points or cash back when you use your eligible Bank of America card to book flights directly with airlines or through travel agencies.
A Travel Expert Weighs In:
“Many consumers don’t realize how broadly ‘travel’ is defined by credit card companies,” says Amelia Johnson, a personal finance consultant and author of “Travel Hacking for Beginners.” “Airlines tickets, hotels, rental cars, even train tickets often fall under this umbrella, making it easier to earn rewards.”
Maximizing Your Bank of America Travel Rewards
Here’s how to make the most of your Bank of America card for your next adventure:
- Choose the Right Card: Consider your spending habits and travel goals. If you’re a frequent flyer, a card with bonus points on airline purchases might be ideal.
- Read the Fine Print: Familiarize yourself with your card’s terms and conditions to understand earning rates, bonus categories, and any potential exclusions.
- Book Directly When Possible: Booking flights directly with airlines can sometimes unlock extra perks or prevent potential issues with reward eligibility.
- Keep Track of Your Points: Use the Bank of America mobile app or website to monitor your points balance and redeem them for travel, statement credits, or other rewards.
Planning Your Next Trip?
Remember, travel rewards can significantly offset your travel costs, allowing you to explore more destinations or upgrade your experiences. Whether you’re dreaming of the ancient temples of Angkor Wat in Cambodia or the vibrant streets of Buenos Aires, using your Bank of America card strategically can help you get there faster.
