Remember that time you were planning a trip to the Eiffel Tower and your grandma slipped you a little envelope full of “just in case” money? That, my friends, was most likely a stack of traveler’s checks. While not as common as they once were, traveler’s checks, particularly American Express Traveler’s Checks, can still be a secure way to carry funds abroad or while traveling domestically. But where do you even find these relics in our digital age? Let’s dive in.
Are Amex Traveler’s Checks Still a Thing?
You bet they are! While it’s true that traveler’s checks have seen a decline in popularity with the rise of credit and debit cards, they still offer some unique advantages. Imagine you’re exploring the bustling markets of Marrakech – your debit card might not work everywhere, and flashing large amounts of cash could make you a target. Traveler’s checks offer a level of security – they can be replaced if lost or stolen, and they don’t expire, making them a good backup option.
Where To Buy Amex Travelers Checks
So, you’re ready to go old-school and secure some traveler’s checks? Here’s where you can still find them:
1. Banks: Your Best Bet
Your first and most reliable stop should be your local bank or credit union. Most major banks, such as Chase, Bank of America, and Wells Fargo, still offer Amex Traveler’s Checks, though you might need to be an existing customer.
Tip: Call your local branch ahead of time to confirm availability and ask about any fees associated with purchasing traveler’s checks.
2. AAA: For the Road Trippers
If you’re a member of AAA, you’re in luck! AAA offices commonly provide Amex Traveler’s Checks to their members, often with lower fees compared to banks.
3. Post Offices: A Surprising Source
Believe it or not, some post offices, especially in larger cities, still sell traveler’s checks. It’s worth checking with your local branch, especially if you’re already stopping by to mail some postcards.
Traveler's Check Counter
Planning Your Traveler’s Check Strategy
Before you head out to stock up on traveler’s checks, consider these factors:
Budget & Fees:
Traveler’s checks usually come with a purchase fee, which is typically a percentage of the check amount. Compare fees at different institutions to snag the best deal.
Destination:
Research your destination beforehand. Are traveler’s checks widely accepted there, or are credit cards and local currency the norm?
Backup Plan:
Don’t rely solely on traveler’s checks. Having a mix of payment options, including a credit card and some local currency, is always a good idea.
FAQs About Amex Traveler’s Checks
Here are some common questions travelers have:
Q: How do I use Amex traveler’s checks?
A: When you’re ready to make a purchase, simply sign the check in the presence of the cashier or merchant. Be sure to keep your purchase receipts and a record of your check numbers in case you need to report a loss.
Q: What if my traveler’s checks are lost or stolen?
A: Contact American Express immediately to report the loss and initiate the replacement process. Keep your purchase receipt and a record of your check numbers handy.
Q: Can I use Amex traveler’s checks online?
A: Unfortunately, no. Traveler’s checks are designed for in-person transactions only.
Travel Tip From a Pro:
Travel expert, Sarah Jones, author of “The Smart Traveler’s Handbook,” recommends always having a small amount of local currency on hand, even if you’re primarily using traveler’s checks. This can be especially helpful for tipping, transportation, and small purchases.
Travel Advice
Explore the World With Confidence
While the world of travel payments has evolved, Amex traveler’s checks can still provide a sense of security and peace of mind, especially in certain situations.
For more tips and tricks on navigating the world of travel, be sure to check out our other informative articles on travelcar.edu.vn. From the bustling streets of Bangkok to the serene beaches of Bali, we’re here to help you explore the world with confidence.
